Plans

Explore UpoGroup Auto Insurance Plans

Tailored Protection for Every Driver, Vehicle, and Lifestyle
At UpoGroup, we know each driver’s needs are unique. That’s why we offer three distinct auto insurance plans, crafted to balance coverage, convenience, and affordability. From essential legal protection to full-service coverage, each plan ensures clarity, peace of mind, and the freedom to drive confidently.

Get Your Quote

Starter Plan – Essential Coverage Made Simple

Basic protection, maximum peace of mind.
Perfect for drivers seeking affordable liability coverage that meets state requirements, protecting against major financial risks after an accident.

Included:

  • ✅ Bodily Injury Liability
  • ✅ Property Damage Liability
  • ✅ Medical Payments / Personal Injury Protection (if required)
  • ✅ Uninsured/Underinsured Motorist Coverage (if required)

Optional Add-On: Roadside Assistance

Ideal For:
Drivers with older cars, minimal daily use, or those looking for cost-effective state-compliant coverage.

Advanced Plan – Balanced Coverage for Everyday Drivers

Extra coverage for life on the road.
Designed for commuters and families, this plan expands on the Starter Plan with collision and comprehensive coverage, helping you recover from a variety of incidents.

Included:

  • ✅ All Starter Plan coverages
  • ✅ Collision Coverage (accidents, any fault)
  • ✅ Comprehensive Coverage (theft, vandalism, fire, weather damage)
  • ✅ Rental Car Reimbursement
  • ✅ Roadside Assistance

Optional Add-On: Rideshare Driver Coverage

Ideal For:
Daily drivers, families, or anyone seeking wider protection without breaking the bank.

Elite Plan – Comprehensive Coverage with Premium Perks

Our most complete protection package.
The Elite Plan is for drivers who want total peace of mind, including maximum limits, specialized coverage, and VIP services.

Included:

  • ✅ All Advanced Plan coverages
  • ✅ Full Replacement Cost for your vehicle
  • ✅ GAP Insurance for financed or leased vehicles
  • ✅ Coverage for aftermarket upgrades (wheels, audio, wraps)
  • ✅ Priority Claims Support & Concierge Service
  • ✅ Identity Theft Assistance

Ideal For:
Drivers with new, leased, or high-value vehicles, or anyone seeking worry-free, top-tier coverage.

Optional Plan Enhancements

Customize your coverage with optional add-ons for extra security and convenience:

  • 🧯 24/7 Roadside Assistance: Towing, battery jump-starts, flat tires, and emergency help
  • 🏨 Rental Car Coverage: Keep moving while your vehicle is repaired
  • 🧾 GAP Insurance: Covers the difference between your loan and vehicle value in a total loss
  • 🎨 Aftermarket & Custom Parts Protection: Rims, audio systems, wraps, and upgrades
  • 🚕 Rideshare Coverage: Insurance while driving for Uber, Lyft, or other services

Need Help Choosing the Right Plan?

Our licensed insurance advisors are ready to guide you. Get a free quote and discover the plan that best suits your driving habits, vehicle type, and coverage preferences.

  • ✅ Transparent pricing and coverage details
  • ✅ Friendly, pressure-free guidance
  • ✅ Instant activation and digital ID cards